Our approach is different. Our rm360 process of analysis produces a deep understanding of your company, what makes it unique and how best to manage your risks.
CONSTRUCTION EQUIPMENT COMPANY:
$35M Sales / 65 Employees
Reduction of General Liability Rate by 61%:
Because of our risk-diagnostic approach, we were able to acutely understand and intricately communicate to the insurance market the immense product quality, inventory and end-user management control procedures and systems in place; reduction of rate achieved with current underwriter thereby continuing the long-term carrier relationship.
Injury Claim Management:
Through our workers compensation claims analysis, enhanced claim management procedures were implemented to more quickly resolve open work comp claims; established formal return-to-work procedures.
METAL PRODUCTS MANUFACTURER:
$4M Sales / 35 Employees
Boosted Employee Morale:
Through our risk-diagnostic process, employee hostility due to miscommunication was identified and solved later through employee training.
Return-To-Work Program:
Through our attendance management analysis process and subsequent enhancement of the client’s RTW program, they were able to return to modified duty an employee with a major injury within ten days of the incident.
BOTTLED BEVERAGE MANUFACTURER:
$20M Sales / 60 Employee
Rescission of Workers Compensation Cancellation:
Working with client, our team identified the main safety exposures, developed a customized "Safety Strategy", implemented and convinced the incumbent WC carrier to renew, thus avoiding the Assigned Risk Pool.
Complex to Simple Clean:
Due to high property values in a recent catastrophe-struck environment needing All Risk coverage on an international territorial basis, prior coverage generated a 4-tier-layered property insurance carrier program; our team found one internationally capable underwriter to accept the entire exposure.
CERAMIC PRODUCTS MANUFACTURER:
$8M Sales / 60 Employees
Removal of $100,000 Work Comp Deposit:
Turnaround of Work Comp atmosphere securing 40% rate reduction outside of OR and CA assigned risk pools into a preferred market and removal of approximately $100,000 prior required deposit by designing and implementing "Safety Strategy" and OSHA compliance solutions.
Avoided Potential Leave Law Claim:
Because of modifications made to the client’s multi-state leave policies and supervisor training at both CA and OR locations, an employee’s claim of family/medical leave discrimination was dismissed by the state.
BUILDING MATERIALS DISTRIBUTOR:
$80M Sales / 340 Employees
Casualty Premium Reduction of 49% - "Diamond in the Rough":
Client had been lumped together with operations affected by the terrible construction defect claim atmosphere. Because of our risk-diagnostic process, we were able to better understand and accurately communicate to the insurance market their uniqueness and differentiation within the building materials industry; even though increasing umbrella from $2 to $10 million and adding Executive Management Liability coverage, our team achieved a reduction in premium through the establishment of a new carrier relationship.
Avoided Potential Sexual Harassment and Mental Disability Claim:
Through management training and proactive anti-harassment and ADA consultation, an employee’s threat of sexual harassment and potential mental disability exposure was successfully defused; employee left employer on satisfactory terms.
